Unlivable Conditions in New York Coops When you pay rent on your apartment, you have a right to livable conditions in your home, and coops are no exception. Whether the ceiling falls in your kitchen, there’s mold throughout the house, or you have excessive water damage or flooding, you need to know your rights when […]
Sales of Property and Status of Tenants in New York State It’s a seller’s market here in New York. But for a landlord looking to unload a property, a problem tenant can get in the way of a successful sale. It’s important to know the steps to take, and the laws surrounding what you can […]
Commercial Properties and Local Regulations: What Are Your Rights? Do you lease commercial property in Staten Island?If you’reatenant or landlord of commercial property, you may be wondering about your rights and how local regulations can affect the way you do business. You may need assistance from experienced Staten Island attorneys like the experts at […]
PMI is required on conventional loans if the loan to value ratio is greater than 80%. MIP (Mortgage Insurance Premium) is required on all FHA loans. What Is Mortgage Insurance? If you’re making a down payment of less than 20% on a home, it’s important to understand what mortgage insurance is and how it works. […]
The state of New York established legal protections for same sex couples in 2011 with the passing of the Marriage Equality Act, before the 2015 nationwide legalizing of same sex marriage. Even in the face of this record of support, it is still important for you and your partner to establish your wishes in […]
The public assistance available to a person with ongoing medical needs, or an individual who struggles with intellectual disabilities, can be vital to their well-being. However, your concern over a loved one’s eligibility for funds can interfere with your desires to help them financially. A Special Needs Trust can be set up to provide […]
Have you thought about how your credit card debt might affect your loved ones after you are gone? Outstanding debts owed by the deceased can often be attached to an estate or trust if a creditor chooses to file a lawsuit against a decedent. A court judgment could drain the inheritance you leave your spouse […]
Families and conflict seem to go hand-in-hand and most families have that member or topic that always erupts into a full-scale argument. Everyone wants their opinions heard and taken seriously, while no one wants to admit that they are wrong. If you love your family but you are not loving the way they seem […]
Estate planning is a smart move by anyone who wants to protect their assets and make sure their assets are used properly to help their family’s future. No matter what types of assets you have, it is important to get involved in estate planning to ensure your family’s future. If you are getting involved […]
Estate planning is often a legal and accounting device people use to take advantage of certain tax breaks and protect their heirs from heavy estate taxes. While it is true that estate planning can help anyone to get the tax breaks that are available, there are plenty of non-tax reasons for estate planning. Many […]